Fees And Charges
Fees and charges
Credit Card Fees
|
Provider |
|
|
Interest (APR) if paid off in full |
||||
|
The AA |
2.99% |
2.99% min. £3 |
27.9% |
||||
|
Amazon (2) |
2.99% |
5% min. £5 |
27.9% |
||||
|
American Express |
2.99% |
3% min. £3 |
27.9% |
||||
|
Asda |
2.99% |
3% min. £5 |
27.9% - 29.9% |
||||
|
Aqua Reward or Advance |
NIL |
3% min. £3 |
39.9% - 59.9% |
||||
|
Bank of Ireland |
2.25% |
2.5% min. £3 |
24.9% |
||||
|
Bank of Scotland |
2.95% |
3% min. £3 |
18.9% - 25.9% |
||||
|
Barclaycard (1) |
2.99% |
NIL |
None (27.9% - 29.9% if not repaid in full) |
||||
|
Capital One |
2.75% |
3% min. £3 |
34.9% |
||||
|
Capital One Aspire Business / Classic Extra |
NIL |
3% min. £3 |
19.9% - 34.9% |
||||
|
Clydesdale/Yorkshire |
2.95% |
3% min. £3 |
27.9% |
||||
|
The Co-op Bank |
2.75% |
3% min. £3 |
25.9% |
||||
|
The Co-op Clear (2) |
2.75% |
NIL |
12.9% |
||||
|
Creation Everyday |
NIL |
NIL |
12.9% - 21.9% |
||||
|
Debenhams |
2.75% |
3% min. £3 |
29.9% |
||||
|
Egg (2) |
2.95% |
3% min. £5 |
21.9% - 23.9% |
||||
|
First Direct |
2.99% |
2.99% min. £3 |
24.7% |
||||
|
Halifax |
2.95% |
3% min. £3 |
18.9% - 25.9% |
||||
|
Halifax Clarity |
NIL |
NIL |
18.9% - 25.9% |
||||
|
Halifax Student |
2.95% |
3% min. £3 |
19.9% |
||||
|
HSBC |
2.99% |
2.99% min. £3 |
23.9% - 24.7% |
||||
|
HSBC Premier |
2.99% |
2.99% min. £3 |
18.9% |
||||
|
Lloyds |
2.95% |
3% min. £3 |
18.9% - 25.9% |
||||
|
Lloyds Avios Rewards |
NIL |
3% min. £3 |
18.9% - 25.9% |
||||
|
Marks & Spencer Bank |
2.99% |
2.99% min. £3 |
23.9% |
||||
|
MBNA |
2.99% |
5% |
27.9% |
||||
|
MBNA Everyday Plus |
NIL |
NIL |
7.4% - 12.9% |
||||
|
Nationwide (2) |
2% |
2.5% min. £3 |
27.9% |
||||
|
Nationwide Select |
NIL |
2.5% min. £3 |
27.9% |
||||
|
NatWest |
2.75% |
3% |
29.9% |
||||
|
Post Office (Matched) |
2.99% |
2.5% min. £3 |
27.9% |
||||
|
Post Office (Platinum) |
NIL |
2.5% min. £3 |
27.9% |
||||
|
RBS |
2.75% |
3% |
27.9% |
||||
|
Saga |
NIL |
2% min. £2 |
None (19.6% if not repaid in full) |
||||
|
Sainsbury's |
2.75% |
3% min. £3 |
25.9% - 28.9% |
||||
|
Sainsbury's Gold (3) |
NIL |
NIL |
None (24.9% if not repaid in full) |
||||
|
Santander |
2.95% |
3% min. £3 |
29.9% |
||||
|
Santander 123 |
NIL (4) |
|
|
||||
|
Santander Zero (3) |
NIL |
NIL |
29.9% |
||||
|
Smile |
2.75% |
3% min. £3 |
25.9% |
||||
|
Tesco Bank |
2.75% |
3% min. £3 |
24.9% - 27.9% |
||||
|
TSB |
2.95% |
3% min. £3 |
18.9% - 25.9% |
||||
|
TSB Advance |
2.95% |
3% min. £3 |
11.9 % |
||||
|
TSB Avios |
2.95% |
3% min. £3 |
17.9% - 25.9% |
||||
|
TSB Premier Avios |
2.95% |
3% min. £3 |
13.9% |
||||
|
Virgin Money |
2.99% |
5% min. £5 |
27.9% |
||||
|
Virgin Atlantic |
2.75% |
2% |
20.9% |
||||
|
Nationwide Select |
NIL |
2.5% min. £3 |
27.9% |
||||
|
NatWest |
2.75% |
3% |
29.9% |
||||
|
Post Office (Matched) |
2.99% |
2.5% min. £3 |
27.9% |
||||
|
Post Office (Platinum) |
NIL |
2.5% min. £3 |
27.9% |
||||
|
RBS |
2.75% |
3% |
27.9% |
||||
|
Saga |
NIL |
2% min. £2 |
None (19.6% if not repaid in full) |
||||
|
Sainsbury's |
2.75% |
3% min. £3 |
25.9% - 28.9% |
||||
|
Sainsbury's Gold (3) |
NIL |
NIL |
None (24.9% if not repaid in full) |
||||
|
Santander |
2.95% |
3% min. £3 |
29.9% |
||||
|
Santander 123 |
NIL (4) |
|
|
||||
|
Santander Zero (3) |
NIL |
NIL |
29.9% |
||||
|
Smile |
2.75% |
3% min. £3 |
25.9% |
||||
|
Tesco Bank |
2.75% |
3% min. £3 |
24.9% - 27.9% |
||||
|
TSB |
2.95% |
3% min. £3 |
18.9% - 25.9% |
||||
|
TSB Advance |
2.95% |
3% min. £3 |
11.9 % |
||||
|
TSB Avios |
2.95% |
3% min. £3 |
17.9% - 25.9% |
||||
|
TSB Premier Avios |
2.95% |
3% min. £3 |
13.9% |
||||
|
Virgin Money |
2.99% |
5% min. £5 |
27.9% |
||||
|
Virgin Atlantic |
2.75% |
2% |
20.9% |
UK debit card overseas charges
If you use your debit card overseas, there's usually a non-sterling transaction fee, which will apply to both purchases and ATM withdrawals. You'll also usually be charged a cash machine fee, but there'll be no interest charged as it's taking cash from your current account.
|
Provider |
Non-sterling transaction fee |
Cash withdrawal Fee (non-sterling fee will also be charged) |
|
Barclays |
2.99% |
£1.50 (except Barclays or 'Global Alliance' ATMs) |
|
Bank of Scotland |
2.99% + £1 per purchase |
1.5% min. £2 max £4.50 |
|
Clydesdale/Yorkshire |
2.75% min £1.50 |
3.75% min £1.50 |
|
The Co-op Bank |
2.75% |
2% min. £2 |
|
Danske Bank |
2.75% + £0.75 per purchase |
£1.25 per withdrawal |
|
First Direct 1st Directory |
2.75% |
NIL |
|
First Direct 1st Direct |
2.75% |
2% min. £1.75 max £5 |
|
Halifax |
2.75% + £1.50 per purchase |
£1.50 per withdrawal |
|
HSBC |
2.75% |
2% min. £1.75, max £5 |
|
HSBC Premier/Advance |
2.75% |
NIL |
|
Lloyds |
2.99% + £1 per purchase |
1.5% min. £2 max £4.50 |
|
Lloyds Platinum/Premier |
2.99% |
1.5% min. £2 max £4.50 |
|
Marks & Spencer Bank |
2.75% |
NIL |
|
Metrobank (Europe) |
NIL |
NIL |
|
Metrobank (Worldwide) |
1.9% |
£1 |
|
Nationwide |
2% |
£1 |
|
Nationwide FlexPlus |
2% on spending. 0% on cash withdrawals |
NIL |
|
NatWest |
2.75% min. £1 for purchases |
2% min. £2, max £5 |
|
Norwich & Peterborough Gold Classic (£5/mth fee if you don't pay in £500 or make 5+ transactions) |
NIL |
NIL |
|
RBS |
2.75% min. £1 for purchases |
2% min. £2, max £5 |
|
Santander |
2.75% + £1.25 per purchase |
1.5% min. £1.99 (waived if using Santander cash machines in Spain) |
|
Santander Zero |
NIL |
NIL |
|
Smile |
2.75% |
2% min. £2 |
|
Tesco Bank |
2.75% |
1% |
|
TSB |
2.99% + £1 per purchase |
1.5% min. £2 max £4.50 |
|
TSB Platinum/Premier |
2.99% |
1.5% min. £2 max £4.50 |
|
Ulster Bank |
2.65% + £0.75 per purchase |
2.25% min. £2 max £5 Related itemsLatest from Beat The Travel AgentLeave a comment |